Investing

MarketTracer® Term Deposits

Guaranteed principal and the potential for higher returns.

An investment that gives you the best of both worlds 

Invest with confidence and peace of mind with our MarketTracer® Term Deposit. Like a regular term deposit, it ensures your principal is 100% guaranteed, while offering you the potential for higher returns.


Greater returns

Alterna’s MarketTracer® Term Deposit’s performance is linked to a specific stock market index or group of stocks, which means you can benefit from the potentially higher returns that an equity-linked investment can provide.

Features and Benefits: 

  • Principal investment is 100% guaranteed
  • Potentially higher return is tied to the stock market
  • No fees or commissions
  • Available in 3- and 5-year terms
  • Minimum $500 initial deposit
  • Non-registered, RRSP and TFSA eligible
  • Deposits are insured by the Financial Services Regulatory Authority of Ontario (FSRA)

MarketTracer® Term Deposit options

Canadian Financial Services Guaranteed Return

  • Return is tied to eight major Canadian Financial Institutions
  • Guaranteed minimum return paid annually

Global Diversified Guaranteed Return

  • Return is tied to 20 global companies across the developed world
  • Guaranteed minimum return paid annually

Ways to Invest

Personal Banking
Advisors

Our advisors can help you purchase or renew your investments over the phone or in branch so you can achieve your financial goals.

Wealth
Management

Our advisors provide access to comprehensive, customized financial management built through integrity, ethics and responsibility.

Online
Investing

Bank anywhere with our online banking options. Buy or renew GICs/Term Deposits online or set up transfers.

Direct
Investing

Tap into timely insights and tools to invest with confidence in all market conditions with Qtrade® Investor.

Articles

Young couple sitting and smiling at a desk while looking at a laptop

Good habits can help you invest in your investment

Good habits can help you be a better investor, and these five good habits can help you successfully invest for retirement.

Woman looking at a Financial Chart on her smartphone

How to discover stock trading ideas

Hunting for investments best suited to your objectives? Here are a few key tools and resources to help you identify, monitor and evaluate specific stocks.

Young woman sitting at a desk on her laptop

Types of Term Deposits

Whether you have short-term or long-term savings goals, there is a term deposit that will provide you with the security and flexibility you need.

You may also need...

How can we help?

Insurable deposits covered by the Financial Services Regulatory Authority of Ontario (FSRA).

For further information on the Financial Services Regulator's (FSRA’s) deposit insurance, visit FSRA’s website at www.fsrao.ca.

Your financial well-being comes first

Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.