Get the best of all worlds with our most flexible mortgage.

Divide your mortgage into as many as six terms for greater flexibility and more repayment options.

Are interest rates likely to rise or fall? Is it better to choose a long- or short term-mortgage? Will I save more with a fixed or variable rate? Unless you’ve got a crystal ball, it’s impossible to tell what the future holds.

With our Flexi-mortgage®, you don’t have to. You can divide your mortgage into as many as six different open or closed, fixed- or variable-rate terms.

You can get both the payment certainty of a fixed-rate mortgage and the potential cost saving of a variable-rate mortgage should interest rates fall.

For example: John's total mortgage amount is $600,000. He can choose to split his terms as follows: 

At Alterna, we're here to help you find your perfect mortgage fit.