Borrowing
Overview
Borrowing
Overview
A variety of options to fit your every need.
Whether you’re looking to renovate your home, buy a new car or cover the cost of a much-deserved vacation, we can help you achieve your plans and dreams. We offer great rates on a variety of loans, lines of credit* and credit cards, so you can find the right solution for your specific needs.
Choose the option that's right for you
Personal Loan
A flexible loan for a major purchase like a home reno or a car.
Features and Benefits:
Investment Loan
A lump sum to help you maximize your RRSP contributions.
Features and Benefits:
Outdoor Adventure Loan
Flexible financing to buy an RV, motor home or trailer.
Features and Benefits:
Personal Line of Credit
Access funds quickly and only pay interest on what you borrow.
Features and Benefits:
Secured Line of Credit
Leverage your home equity to access funds at a lower rate.
Features and Benefits:
Student Line of Credit
An easy solution to help cover tuition, books and rent.
Features and benefits:
Investment Line of Credit
A line of credit to buy investments through Alterna or Qtrade.
Features and benefits:
Contact us today and we can help you pick the right option for your needs.
or call us at 1.877.560.0100
Loan Calculator
Use our Loan Calculator to help determine how much you can borrow and what your repayment schedule might be.
Articles
Your credit score determines how much you qualify to borrow and how much you’re charged for a loan. Here are 7 tips to help boost your score.
Are you getting the most out of your credit card? These tips can help enjoy the perks while avoiding hefty interest charges.
A line of credit acts as a preset borrowing limit. It provides you with the flexibility to access extra money quickly when you need it.
You may also need...
Credit Cards
We have a credit card to fit your lifestyle. Whether you’re looking for valuable reward points, unique partner benefits or simply lower fees, you can choose the card that's right for you.
Investment Overview
Long Term savings. Short Term. Fixed. There are so many ways to invest and save, it can seem overwhelming. No need to stress, we’re here to help.
Mortgage
Whether you’re looking to buy a home, searching for a better mortgage rate or renew an existing mortgage, we have the right solution for your particular needs.
Chequing Account
Find a smarter way to make your money work for you. Alterna has a banking package to suit your every need.
Creditor Insurance
Protect your loved ones and gain peace of mind. Our payment protection† benefit ensures your financial obligations will be met if you experience disability, critical illness or job loss, or in the event of your death.
Creditor insurance is available for the following products in the event of death, disability, and critical illness:
Furthermore, creditor insurance is also available for the following products in the event of job loss:
How can we help?
*Approval and credit limit are subject to Alterna’s credit approval criteria.
†Payment Protection Legal Disclaimer:
Creditor’s group insurance coverage is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrollment intake, medical underwriting and claims administration are provided by the employees of CUMIS Services Incorporated. Coverage is governed by the terms and conditions of the creditor’s group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details.
Your financial well-being comes first
Welcome to a better way to bank. Our knowledgeable team puts your financial well-being first with good, caring and transparent advice while offering all the products and services you need.